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Elaine
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Some Banks Start To Loosen Up In Underwriting
After a half-decade of tightening mortgage guidelines, banks are starting to “loosen up”. The Federal Reserve conducts a quarterly survey of its member banks and, last quarter, not a single responding bank reported having tightened its mortgage guidelines for prime borrowers. A “prime borrower” is defined as one with a well-documented credit history, high credit scores, and... [Read more]
Home Affordability Threatened By Friday’s Jobs Report
This week, once again, we find mortgage rates are on a downward trajectory. Some conforming mortgage rates have returned to near all-time lows. After Friday morning’s Non Farm Payrolls report, however, those low rates may come to an end. It’s a risky time for California home buyers and would-be refinancers to be without a locked rate. Each month, on the first Friday, the Bureau of Labor... [Read more]
Case-Shiller Index Says Detroit And Washington DC Lead The Market
Standard & Poors released its November 2011 Case-Shiller Index this week. The index measures the change in home prices from month-to-month, and year-to-year, in select U.S. cities. According to the data, for the second straight month, home values fell in 19 of the Case-Shiller Index’s 20 tracked markets. In addition, also for the second straight month, Phoenix, Arizona was the lone Case-Shiller-tracked... [Read more]
Desert Princess Country Club
Desert Princess Desert Princess Country Club: There are few places in the United States that compare to the stunning area of Palm Springs in Southern California. Just 90 miles east of Los Angeles through Interstate 10 rests the Desert Princess Country Club, which provides people with a plethora of reasons to visit. From the incredible housing to the fine dining to the countless options... [Read more]
Housing Crisis Tax Relief Bill Gets The Ok From Lawmakers In California
It’s official; the Governor has said he intends to sign the Tax Relief Bill into law. The Tax Relief Bill that the California Legislature just recently passed is a bill that could potentially help numerous homeowners who have been devastated by the housing crisis. At the end of the day, this bill could save homeowners thousands of dollars in taxes. The bill will essentially provide relief for... [Read more]
Coachella Music Festival
Coachella Music Festival has done it again with yet another tremendous concert event set to take place. The Coachella Music Festival three day event will showcase a plethora of elite bands and musical artists featuring a wide array of different music genres. Beat The Rain PSA will be held on the weekend of April 16th and will go thru Sunday, April 18th. If you are looking to get a good spot, the... [Read more]
Indian Wells Country Club in La Quinta, CA
The Indian Wells Country Club is a golf establishment that has been around since 1956 offering members a spectacular community full of life and energy. Indian Wells Country Club, also known as the “Fun Club of the Desert.” Between the spacious clubhouse, the private dining areas, and the fantastic golf courses, this is certainly a lively Country Club that serves up something for everyone. At... [Read more]
